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Health Insurance

Do expats need private health insurance in Portugal?

While Portugal has an excellent public healthcare system, many expats…
While Portugal has an excellent public healthcare system, many expats choose private health insurance for faster access to treatment, shorter waiting times and a wider choice of hospitals and specialists.

Can expats get health insurance in Portugal?

Yes. Health insurance is available to both EU and non-EU…
Yes. Health insurance is available to both EU and non-EU residents living in Portugal. Whether you are relocating, retiring, working remotely or investing in Portugal, there are a variety of health insurance options available to suit your needs.

Is health insurance required for residency in Portugal?

Health insurance is often required when applying for certain visas…
Health insurance is often required when applying for certain visas and residency permits, including the D7 Visa and Digital Nomad Visa. Having appropriate health insurance can help support your residency application and provide peace of mind during your move to Portugal.

Can British expats get private health insurance in Portugal?

Absolutely. Private health insurance is one of the most popular…
Absolutely. Private health insurance is one of the most popular types of cover among British expats living in Portugal. It provides access to private hospitals, specialist consultations, diagnostic tests and a wider range of healthcare services.

How much does health insurance cost in Portugal?

The cost of health insurance depends on factors such as…
The cost of health insurance depends on factors such as age, medical history, level of cover and the insurer selected. Portugal is generally considered one of the more affordable European countries for private health insurance, with a wide range of plans available.

Can I include my spouse and children on my health insurance policy?

Yes. Many health insurance providers offer family policies that allow…
Yes. Many health insurance providers offer family policies that allow you to include your spouse, partner and dependent children under a single plan.

Can I use private hospitals with health insurance in Portugal?

Yes. Most private health insurance policies provide access to Portugal's…
Yes. Most private health insurance policies provide access to Portugal's extensive network of private hospitals, clinics and healthcare professionals throughout the country, including the Algarve, Lisbon and Porto.

Do I need a NIF number to arrange health insurance in Portugal?

Yes. In most cases, a Portuguese Tax Number (NIF) is…
Yes. In most cases, a Portuguese Tax Number (NIF) is required before a health insurance policy can be issued. If you are relocating to Portugal, obtaining a NIF should be one of your first priorities.